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COST
& TYPES OF POLICY
1.
What types of policy are there and how much do they cost?
There
are three types of TravellersSOS policy:
- a
single policy for £9.95 a year
-
couples policy for 14.95 a year
- and
a family policy for £19.95 a year
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2.
Why does a family or a couples policy cost more than a single
policy?
The
premiums reflect the differing levels of policy benefits provided.
For example, under a single policy you are covered for up
to £100 for the costs of retrieving lost luggage. For
a couple this is up to £200 and for a family up to £400.
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3.
Who will be covered by the policy?
If
you buy a single policy only you, for a couple you and your
partner and for a family you, your partner and up to 4 children.
We will ask you for the names of those to be covered by the
policy and we will include this information on your policy
schedule.
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4.
If I buy a couples or family policy, is my partner covered
when they travel alone / without me?
Yes,
your TravellersSOS policy provides cover for cardholders
travelling independently.
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5.
Which policy should I buy?
The
policy
benefits vary for each type of policy, reflecting the
likely needs of a single person, a couple or a family in a
travel emergency.
For
example the cash advance is up to £500 for a single
policy, up to £750 for a couple and up to £1,000
for a family policy. And on a family policy we will advance
up to £5,000 for you to replace lost tickets, £2,000
for a couple and £1,000 for a single policy.
The
choice of which policy to buy is yours. We would normally
expect a couple to buy a couples policy and a family to buy
a family policy, but if you choose as a family to buy a couples
policy or a single policy then that's okay.
The
only thing we would say is that if there is an incident, you
might not be able to receive an advance for all of the flights
or accommodation costs, or be covered for all of the passports
that go missing.
We
think the family and couples policies are worth the slightly
higher premiums.
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